If you rent your vacation home or residence to others for short stays, whether directly or through a platform like Airbnb, you’ll want to have short-term rental insurance. With guests bunking in beds and cooking in kitchens unfamiliar to them, hosts need to have protection for unexpected grease fires, plumbing disasters, stolen property, and accidental … Read more
The best overall watch insurance company is Jewelers Mutual Insurance Group because of its wide array of benefits for policyholders. While you can get a watch that tells time at the drugstore, an exceptional timepiece costs enough that you should consider protecting it. Whether you have a $3,000 Hamilton or a $30,000 Rolex, a watch … Read more
While it may not be the most glamorous of presents, life insurance can be a valuable gift and a way to maintain financial security if the worst happens. In most cases, individuals take out life insurance policies with the expectation that an insurer will pay a sum of money known as a death benefit to beneficiaries in the event that the … Read more
When purchasing life insurance, it’s important to understand how it works and how your beneficiaries can receive the proceeds of your policy. Learning about the process helps you choose the right payout option to meet your goals. Life insurance is a common asset in many people’s long-term financial planning. Purchasing a great life insurance policy is one … Read more
When you start looking into life insurance plans, there are two main types: term and permanent. Term life covers you for a limited period, while permanent can stay in place for the rest of your life. However, the options don’t stop there. Many other types of permanent life insurance cater to different needs and preferences. You … Read more
Making sure you have the right financial resources in place, including life insurance, is important if you have loved ones who depend on your income. Life insurance can help cover funeral and burial expenses, pay off remaining debts, and make managing day-to-day living expenses less burdensome for those you leave behind. Here’s how to find out if you … Read more
Some clients view financial advisors who sell life insurance with a certain suspicion. After all, a financial advisor is supposed to be the untouchable fiduciary working solely on the client’s behalf. For some, it might seem incompatible to have an advisor who also sells life insurance. However, the truth is most financial advisors wear multiple hats, and … Read more
Life insurance can be a valuable financial tool to provide for your loved ones after your death. Having life insurance can help you plan for the future and bring you peace of mind. While life insurance can offer a number of advantages for many people, others may have reasons why buying life insurance may not be worth … Read more
There are many good reasons to consider buying a life insurance policy, such as a recent marriage, a new baby, or taking on a large debt like a house. Loved ones would have trouble paying off if something happened to you. Or perhaps you have witnessed first hand the impact that a death has on surviving family members’ … Read more
Generally, you need life insurance if other people depend on your income or if you have debt that will carry on after your death. However, the older you get, the more expensive life insurance becomes. That’s why the younger you are when you buy life insurance the better usually, especially if you can lock in … Read more